Sharing Is Caring

By referring your friends and relatives to us for a comprehensive insurance review, we will be donating $10 to The American Heart Association upon completion of an appointment.

At Kathy Jones Agency, we are incredibly fortunate to have built almost our entire agency with referrals from our existing clients, industry partners, friends, and family. One of our core values is to have an attitude of gratitude, so in this spirit, this February of 2023, we will launch our Charity Referral Program. For each new client we earn through a referral, we will donate a set amount of money to a different charity each quarter. 

For the 1st quarter of 2023, we are thrilled to announce our support for The American Heart Association. This charity is important to me personally as heart disease has taken members of my family prematurely. When you refer, we donate to the American Heart Association, and you are joining the fight against our nation's No. 1 and No. 5 killers—heart disease and stroke. Your referral/donation helps them fund lifesaving research, advocate for healthier communities, improve patient care, and work for equitable health for all people.

For each referral that allows our agency to shop and prepare a proposal, we will donate $10 in your name.

WHY BUY FINAL EXPENSE INSURANCE?

If you don't have significant assets or investments, you might want to know more about final expense insurance.

Nevertheless, given the escalating prices of funerals and related fees, you may wish to seek final expense insurance to ensure that your family has the funds necessary to cover bills linked with your death.

If you cannot afford normal insurance that could ease the financial burden your death may place on others, final expense insurance may be a possibility.

Even if your estate has sufficient funds, a final settlement can sometimes take months. The funds may not be accessible in time, placing family members in a difficult financial situation.

Social Security provides a death benefit, although it is only $255. (if you qualify for it).

In a time of need, final expense insurance might provide your beneficiary with immediate access to thousands of dollars.

Key Benefits:

• Final expenditure insurance is a small, easy-to-qualify whole life insurance policy.
• The payout from a final expense life insurance policy can be used to pay for a funeral service, coffin or cremation, medical expenses, nursing facility bills, an obituary, funeral flowers, and more.
• Nonetheless, the death benefit may be utilized for any purpose.
• Typically, the death benefit ranges between $2,000 and $35,000.
• Average funeral expenses range between $7,000 and $12,000.

Final expense insurance is a kind of whole life insurance. Once you have a policy, neither the premiums nor the death benefit can go up or down. A whole life policy is different from a term policy in that it doesn't end when you reach a certain age.

BUY YOUR WAY TO FREEDOM

Hassle-free application process

We make the application process simple and convenient. There’s no medical exam,* just an application to fill out and a phone call with some health questions to help determine eligibility. If approved, we can issue your Senior Whole Life Insurance policy in as little as a week. 

Commercial Auto

Whether you have a fleet of semi's or run a local handyman business, our independent insurance agents can find you competitive rates on commercial auto insurance.